Primerica is an American insurance company. The company provides a huge number of different insurance products. Primerica specializes in life insurance. The company was founded in 1977. The tagline of the company is: Buy term and invest the difference. Primerica focuses on serving middle-income customers. At the present time Primerica offers a number of solutions to help customers pay off their debts. The company is currently serving more than six million customers. Primerica operates in the United States, Canada, Puerto Rico and Spain.
Primerica is a member of Citigroup, which is the leading financial services company in the world. |
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Consumer Rating: 3 Review Points
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Credit Cards
A credit card is a system of payment. It is named after the small plastic card. The card is issued to users of the system. The issuer lends money to the user to be paid later to the merchant. It is different from a charge card, since it does not require the balance to be paid off in full each month. It allows the consumer to 'revolve' his/her balance with the interest being charged.
Almost all credit cards are issued by local banks or Credit Unions. They are of the same shape and size as indicated by the Standard. Credit cards are issued after an account has been approved by the credit provider. The validity of the card is verified using a credit card payment terminal or Point of Sale (POS) system.
Sometimes poor security level of the credit cards and/or credit card systems can provide different possibilities for fraud. There's even such a things exist as a black market for stolen credit card numbers, which are usually used quickly before the cards are reported stolen. But amazingly enough the main reason for all these frauds and security leaks are the card holders themselves, so be aware!
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